Don't Be Fooled by Some other "Free Credit Report" sites! There's a lot of phoney's out there on the web, so we've taken the time here to research & provide you with the better trustworthy "Free Credit Report" sites to consider.
You may already know that you are entitled to a free credit report by law every year. What you may not know is that sites that offer that service will offer the report for free, but charge you anywhere from $40 - $60 for the scores!! Outrageous, considering the SCORES are what potential creditors will be looking at to determine your worthiness!
Meanwhile, some other highly reputable companies will allow you to legitimately get your report and scores and analysis of your report for free! Generally they do it by offering you a free trial membership in a credit-related program at the sime time you download your scores. Then, it's up to you whether to keep using the program or not!! It's that simple, but in the process you can be saving a lot of money.
Another thing that many people do not know is that when banks, car dealers, etc. run a copy of your credit report, those "inquiries" into your report can actually lower your score! However, when you download a copy of your report on your own, using an automated web service from one of our trusted sites, your credit score is absolutely 100% NOT affected!!
YOU HAVE GIVEN ME SOME HOPE
I’ve always been sceptical about becoming a member of an online service. But you must be one of the most responsive companies on the internet. I have learned a ton from your quick and timely answers to my questions... and I believe every American should soak up everything they can from your service - that's why I've referred you to so many of my family and friends. It's helped me overcome the frustrations of dealing with a not so perfect credit report and given me some hope.
Princessa Harper, Plymouth, PA
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